I am proposing a reform to shift long term care towards more of an individual choice, such as Cash and Counseling.
Cash and Counseling is a program that gives elderly and disabled Medicaid consumers who receive personal assistance services the option of directing their own care. Some examples of the services included would be cooking, bathing, dressing, and housekeeping. Usually, the Medicaid programs are in contract with the home care agencies to provide these services. However, the patient has very little say in who, when, where, or how these very personal needs will be met. The vision of Cash and Counseling includes, “A nation where every state will allow and even promote a participant-directed individualized budget option for Medicaid-funded personal assistant services.” (cashandcounseling.org) Also, Academy Health researchers found a large, statistically significant amount of elderly that proclaimed unmet needs, dissatisfaction with care, and poor quality of health with their current LTC services. Clearly, a change is needed!
All Medicaid consumers should have the right to know their individual choices. A lot of consumers may be unaware that Cash and Counseling even exists. As previously stated, the Medicaid individual would have the personal right to decide who, what, where, and how their personal services would be met. This can include what meals they will be served, who would prepare these meals, or if they would rather purchase cooking equipment to help with the meals they eat. There have been many success stories and individuals have seen a big change. Some of these changes include, patients are more satisfied with the quality of their services, increased access to paid care, had fewer unmet service needs, and experienced an improved quality of life. (cashandcounseling.org) Also, patients who choose to use a family member or friend as their main means of service have benefited from an increase in communication and positive relationship with this person (Kaiser Network).
According to the New York State Health Policy Research Fund, an estimated $207 billion of all health care costs were for long-term care, including nursing homes, services with persons with disabilities, home based services, and hospice care. Also, the high cost of long-term care is important for state governments because they administer and partially fund Medicaid (Courtney Burke). Expenses for the elderly are nearly six times those for children and adults enrolled in Medicaid. It has been proven that Cash and Counseling does not increase states’ Medicaid costs. In terms of cost, I believe it would go down if this service were used more often. Instead of patients paying for services they do not actually need, they could use this for appropriate services. The patients and family can sit down together and discuss what services the patient truly desires. This would benefit cost as well as quality. If the patient themselves is directly requesting the type of care, the quality would greatly increase. According to the Health and Human services committee, almost 75% of the elderly using this program rated their over all quality as, “very satisfied.” The care can be narrowed down to specific services, as opposed to the millions of little services the person was providing before.
In conclusion, Cash and Counseling would greatly benefit the patients and care-givers in both cost and quality. Useless services would no longer be paid for and used. The patient would have a direct say in what services and type of care they would like to receive. This would in turn provide a more efficient service for the elderly.
http://www.cashandcounseling.org/
http://www.kaisernetwork.org/health_cast/hcast_index.cfm?display=detail&hc=1486
www.state.nj.us/humanservices/dds/.../NGAWinterMtg08NJ_DDS.ppt
http://www.academyhealth.org/files/publications/cashandcounseling.pdf
